Danny Mills fears players at EFL clubs such as Leeds United risk not being able to afford their mortgage or pay their bills if pay cuts are enforced.

The former England international, speaking exclusively to Football Insider correspondent Dylan Childs, urged the Players’ Football Association to protect players that are not on mammoth wages from blanket cuts.

Last week EFL chairman Rick Parry revealed there would be a £200million “hole” in EFL clubs by September due to the financial implications of the Coronavirus pandemic.

Parry was providing evidence to the Digital, Culture, Media and Sport committee about the impact of coronavirus on the football league.

The former Premier League chief claimed salary caps were “essential” in the future to guarantee the sustainability of the football league.

When asked by Football Insider if pay cuts were an inevitability at Leeds given Parry’s comments, Mills said: “Players will say that they cannot take pay cuts and the PFA will have to look after them.

“Some players will be earning 1,000 or 2,000 a week. It is a good wage but they will have mortgages to pay off the back of that, bills and long terms plans for their families.

“You cannot suddenly cut their wages. They will not be able to pay their bills. At that level, the PFA needs to help out.

“There will have to be deals done. At the Premier League end, it is difficult but people are not going to have sympathy if you are cut from 100 grand to 80 grand a week. People will have no sympathy for that because you can still afford to live.”

Parry highlighted the importance of gate and matchday income across the Football League and suggested it would cost clubs to play if next season was played behind-closed-doors.

It appears increasingly likely that fans will not return until a vaccine can be rolled out across the UK.

In other Leeds United news, Noel Whelan reacts to “ridiculous” Patrick Bamford transfer claim.